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John's avatar

Trade republic have offered the full ecb rate on demand accounts for 2 years now and savers still haven't switched (Albeit on a max of €50k)

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John Cronin's avatar

Yes - and Raisin is another platform that allows you go the full hog to €100k per account per person. But I personally know people who have used these platforms and their experience has been: a) it is administratively cumbersome; b) often there are fees; c) the banks are always unfamiliar names (though I appreciate MoCo / Bawag probably is too). This is a diirect option and an account can be opened within minutes.

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John's avatar

From my point of view Trade republic was a seamless experience and was able to open an account in minutes plus no fees for funds held on depo. Highly recommend.

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